Why Riverstone Capital?

Why Riverstone Capital?

According to the California Department of Insurance and the Department of Labor, millions of people in the State of California are without health insurance.

Predominantly, this group is uninsured due to the high cost of health insurance which is based on age, gender, and residential zip code.

The Covered California exchange offers insurance to people who are residents in the state of California and they attempt to make it more affordable through a health care subsidy based on household income. This is known as the advanced tax credit.

The subsidies for those who qualify help make the cost of health insurance more affordable. Those who fall below the poverty level are offered Medi-CAL (outside of California known as Medicaid) at little or no cost.

The problem, however, is many Californians do not qualify for the health care subsidy or Medi-CAL, and they do not have access to an AFFORDABLE employer sponsored group health plan.

The profile of this un-insured population consists of the following:
1) Non U.S. citizens;
2) People who do not qualify for the health care subsidy because they have too much income, yet cannot afford to purchase health insurance without creating financial hardship;
3) People who are disqualified for the health care subsidy because they have access to an unaffordable employer sponsored plan.

How do you make affordable health insurance available to these people?

Riverstone Capital solved this problem by contracting directly with community based medical groups, clinics, hospitals and independent medical practitioners at pre-negotiated rates for service based and captive provider contracts.

We are offering Health Maintenance Organization (HMO), Preferred Provider Organization (PPO), Exclusive Provider Organization (EPO) and Health Savings Accounts (HSA) plan types.

In addition, we will offer Wellness and Health Reimbursement Arrangement (HRA) programs that can be packaged in. These additional cost saving methods will also help lower premium costs.

Also, for independent contractors and business owners that are just getting started and need someone to take the burden of human resources and payroll partially or entirely off of their shoulders, we can provide professional employer organization (PEO), human resource outsourcing (HRO) and administrative services only (ASO) tailored programs.

Membership fees are based on types of services that a sole proprietor member or employer group member chooses.

Membership fees can range from $25 dollars to as high as $1,000 dollars per member per month.

All of our programs may be customized to meet the individual or group member’s needs.

Our Partners

US Health Center
United Fire Group
Hawaii Mainland Administrators


Contact Riverstone Capital, LLC.